A monthly subscription is something to be avoided in general, but sometimes the savings they offer far outweigh the cost. I still prefer a buy-it-once product, but when it comes to services, they basically must have an ongoing cost. While I hate that, it also means that I look for…

A good subscription can make a real difference. The Tosny Times | Substack My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com I kept learning about, trying out, and — most importantly — revisiting various subscriptions, services, and apps in 2023 that I wasn’t a subscriber to. So these are the 7 subscriptions that I subscribed to in 2023 that I didn’t have in…

This is based on the number of times opened during a day. One thing to consider is that I have the vast majority of my notifications silenced and only allow specific people to come through directly. I then check apps only as I feel it is needed. This means that…

It seems to be a lot easier to spend money than earn it sometimes. I could probably internet shop all day if money was no object, but that won’t do me or anyone else any good. But there are common things that we all seem to fall for, and I…

YouTube is an enormous, informative content library. That is exactly how I see it. Yes, there is a lot that isn’t for me, but that is just like going into a regular library. However, the content I do love is readily available on YouTube as much as via any other…

Managing money effectively is a skill that everyone needs to learn in order to lead a financially stable life. Too often, the bad advice is thrown around and adopted so readily while the good advice is left in the gutter. There are countless tips and tricks for money management out…

Technology is what I consider to be the future of humanity. You see, technology is far more than phones and computers. I think it is more like “future stuff.” Nothing too sci-fi here. Just what is being invented, improved, refined, and adapted today for tomorrow. The Tosny Times | Substack My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com

Movies can be incredible and terrible, sometimes at the same time. It is awful to waste time on a bad movie, but whether good or bad, sometimes there are brilliant scenes that you will never forget. But what stays with you is the shock factor. The scenes that make you…

Cheap is often cheap for a reason, but do you really need what the more expensive option offers? It is a business's job to convince you that you “need” something. When they can’t convince you that you need something as well as something else, they will convince you to buy…