A monthly subscription is something to be avoided in general, but sometimes the savings they offer far outweigh the cost. I still prefer a buy-it-once product, but when it comes to services, they basically must have an ongoing cost. While I hate that, it also means that I look for…

There are always opportunities to save money and it is easy to look past financial issues when faced with an onslaught of recommendations. That is why I always like to consider those free or buy-it-once products that are more than good enough or even beat out those ongoing subscription fees. …

I regularly fiddle with my homescreen layout and the apps and widgets on it but recently I have noticed that quite a few of these are relatively new and many are new to my homescreen in 2022 at least. So let us take a look at those apps that made…

Whether in a job for someone else or in your own startup, we all want progress in our careers. Sometimes this can feel very hard to come by, and the vast majority of people give up at the first signs of friction or failure. But there are specific steps that…

Sometimes it can seem like the hardest thing in the world. Saving money seems easy but over the long-term, it just doesn’t seem to happen for many. Simply throwing around complaints and frustrations is not going to change that. The Tosny Times My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com Yes, some people earn a lot more, yet their spending often…

I was never a great student in school, but as I’ve gotten older, I’m picking things up much more easily. The reason behind this is not just that I am more interested in the topics I want to learn. The Tosny Times My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com It is also because I am interested in the learning itself.

There are huge benefits to the technology of today, but no one thing is the perfect solution. Many gadgets, apps, and services promise to help you change your life and become the most productive person you can be. But reality is often very different. It is easier to just buy…

Travel is the one thing that can change everything you are. When people are asked in their old age, travel often comes up. What were some of the best experiences of your life? What do you wish you did more of? The Tosny Times My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com Travel is frequently the solution, and for some, it…

From focus to planning, there is always a way to get more done in a day. If only I could focus more. Doing the one thing that I need to concentrate on at any time. I have tried plenty of apps for this, with many making a difference. The Tosny Times My thoughts and efforts on saving money, making money, playing with tech and trying to get better. Click to read The…tosny.substack.com But most…